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10 Cars That Will Ruin Your Finances & 10 That Are A Great Investment


10 Cars That Will Ruin Your Finances & 10 That Are A Great Investment


Rolling Riches Or Road To Regret

Owning a car has always carried two sides of the same coin: freedom and financial responsibility. For some models, that responsibility quietly becomes a drain, with resale values collapsing and upkeep costs piling higher each year. Yet other machines are celebrated as rolling investments. In this list, we explore the contrast, and before we get to those considered a unique opportunity to preserve wealth, let’s start with vehicles that can sabotage your bank account.

File:Ferrari F40 (14368683508).jpgAxion23 on Wikimedia

1. Maserati Ghibli

The Maserati Ghibli seduces with its Ferrari-derived V6 growl, yet owning one can drain your wallet. This luxury sedan sheds about half its value in just three years, while routine oil changes alone can hit $750. Also, fragile mechanics push annual upkeep into the thousands.

File:Maserati Ghibli Würgauer Bergrennen 2022-20220911-RM-114836.jpgErmell on Wikimedia

2. BMW 7 Series (F01)

Infamous for plummeting resale values, many are now less than an economy car. Repairs don’t come cheap either—headlights can exceed $2,000, and air suspension failures can run thousands more. Even its complex iDrive system once baffled drivers into frustration.

File:BMW 7 SERIES LWB (F01) HONG KONG (2).jpgDinkun Chen on Wikimedia

3. Jaguar XJ (X351)

With its sleek aluminum body and chauffeur-ready interior, the Jaguar XJ (X351) exudes British class. Yet the design makes accident repairs costly, and electrical gremlins haunt many owners. Infotainment repairs easily climb past $1,000, while high running costs slash resale value.

File:JAGUAR XJ LWB (X351) China (8).jpgDinkun Chen on Wikimedia

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4. Land Rover Discovery 4

The Land Rover Discovery 4 has a rugged reputation, but behind the wheel lurks financial pain. Once the warranty ends, its resale value nosedives. Also, suspension and gearbox failures are common, with air suspension fixes reaching $2,000. 

File:Land Rover Discovery 4 (2009-2013).jpgJoedinator on Wikimedia

5. Cadillac Escalade

A cultural icon of 2000s hip-hop, the Cadillac Escalade punishes owners financially. Poor fuel economy of around 14–21 mpg makes daily driving expensive, while theft risk remains high. Massive size demands double parking spots sometimes, and its resale value sinks quickly.

File:Cadillac Escalade GMT K2XX black (1).jpgDamian B Oh on Wikimedia

6. Mercedes-Benz S-Class (W222)

While the W222 S-Class may predict the future with innovative technology, once warranties expire, electronics and suspension repairs are high, and the latter can exceed $2,000. Annual servicing averages over $1,000, and depreciation slashes tens of thousands in a few years.

File:MERCEDES-BENZ S-CLASS (W222) China (4).jpgDinkun Chen on Wikimedia

7. Audi A8

Depreciation haunts the Audi A8, with 55–60% of value gone in five years. Its once-revolutionary aluminum frame couldn’t save buyers from expensive timing chain or Quattro repairs reaching $4,000. Even transmissions cost up to $5,000.

File:Audi A8 D5 (2021) 1X7A6342.jpgAlexander Migl on Wikimedia

8. Alfa Romeo 4C

Exotic looks can’t mask the Alfa Romeo 4C’s impractical reality. Weak resale and a barebones interior plague it. At under 2,500 pounds, it’s remarkably light, yet the absence of power steering turns every parking job into an exhausting workout.

File:Alfa Romeo 4C (14657).jpgCalreyn88 on Wikimedia

9. Fisker Karma

The company went bankrupt after building just 2,500 cars, leaving owners with scarce, expensive parts. Hybrid battery failures often cost thousands, and the car’s weight rivaled a pickup truck. Even celebrity owners like Leonardo DiCaprio couldn’t stop its downfall.

File:Fisker Karma (19165466789).jpgFaceMePLS from The Hague, The Netherlands on Wikimedia

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10. Chrysler Sebring

This car suffers from low resale and high upkeep due to its cheap build quality. Car and Driver once rated it America’s worst car. Dealers struggled to move new models, while its awkward styling became late-night comedy fodder.

File:2002 Chrysler Sebring Convertible.jpgGerdeeX on Wikimedia

Now, let’s see the cars that serve as great investments.

1. Toyota Supra Mk4

Prices for the Mk4 Supra have skyrocketed, with some examples bringing over $200,000. Originally sold as a comfortable Japanese GT, it later gained cult status thanks to The Fast and the Furious. Its 2JZ engine’s incredible durability invites massive horsepower upgrades.

File:Toyota Supra Turbo - 45324969791.jpgJacob Frey 4A on Wikimedia

2. Porsche 911 (993)

As the final air-cooled 911, the 993 has become a collector’s jewel. Production was limited to fewer than 70,000 units, which boosted exclusivity. Values have climbed steadily, rising over 30% in the past decade.

File:1995 Porsche 911 993 Turbo (65641).jpgCalreyn88 on Wikimedia

3. Nissan Skyline GT-R R34

The R34 GT-R finally entered the US market after 25 years of anticipation, and prices soared. Its advanced all-wheel-drive and RB26 engine make it a performance legend, and its role alongside Paul Walker in 2 Fast 2 Furious immortalized the car.

File:2001 Nissan Skyline GT-R V-Spec II R34 (79241).jpgCalreyn88 on Wikimedia

4. Ferrari F40

Once the world’s fastest production car at 201 mph and Enzo Ferrari’s last masterpiece, this pure racecar came without luxuries like carpets and radios. Brutal turbo lag terrified early drivers, but today collectors pay more than $2 million to own one.

File:1990 Ferrari F40 (23674).jpgCalreyn88 on Wikimedia

5. Lamborghini Miura

Values for the Lamborghini Miura have soared, with pristine examples surpassing $3 million. It is hailed as the world’s first true supercar. Inspired by bulls, it established Lamborghini’s naming tradition. Light body panels required careful handling, and rock star Rod Stewart owned multiple.

File:1968 Lamborghini Miura S LC23.jpgMrWalkr on Wikimedia

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6. Ford GT (2005–06)

Limited production made the 2005–06 Ford GT an instant collectible, and today it sells for $300,000–400,000. A supercharged V8 paired with retro styling captured enthusiasts’ attention, and some cars remain unused as pure investments.

File:2005 Ford Mustang GT Deluxe Coupe, front right, 07-02-2023.jpgMercurySable99 on Wikimedia

7. BMW E30 M3

As a homologation special, the BMW E30 M3 is rare, and its values have tripled in recent years. Unique body panels set it apart from regular 3 Series models. Initially dismissed as underpowered, its raw handling and racing pedigree made it a true driver’s car.

File:Silver BMW M3 E30 FOS22.jpgMrWalkr on Wikimedia

8. Aston Martin DB5

James Bond fame transformed the Aston Martin DB5 into one of the world’s most collectible cars. Limited production and hand-built nature ensure its lasting value, and original Goldfinger movie cars have reached $6 million at auction.

File:1964 Aston Martin DB5 LC24.jpgMrWalkr on Wikimedia

9. Mercedes-Benz 300SL Gullwing

Few classics match the value of the Mercedes-Benz 300SL Gullwing, now worth well over $1 million. Its signature doors weren’t just for style but were required by its tubular frame chassis. In the 1950s, it was the world’s fastest production car.

File:Mercedes Benz 300SL gullwing 1954 2993cc.jpgCharles01 on Wikimedia

10. Lexus LFA

Exclusivity defines the Lexus LFA, with just 500 examples ever produced and values doubling since. The car’s naturally aspirated V10 is considered one of the greatest engines, revving so fast it demanded a digital tachometer. Yamaha tuned its sound to echo Formula 1.

File:Lexus LFA Yellow Las Vegas Speedway.jpgMotohide Miwa from USA on Wikimedia




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